Capitec Bank Holdings Limited Registration number 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN: ZAE000035861 (“Capitec” or the “Company”) NOTIFICATION IN TERMS OF SECTION 122(3)(b) OF THE COMPANIES ACT, NO. 71 OF 2008, AS AMENDED (“COMPANIES ACT”) AND PARAGRAPH 3.83(b) OF THE JSE LIMITED LISTINGS REQUIREMENTS – ACQUISITION OF SECURITIES In accordance with section 122(3)(b) of the Companies Act, and paragraph 3.83(b) of the JSE Limited Listings Requirements, shareholders are hereby advised that the Company has received formal notification in the prescribed form (the “TRP 121.1 form”) from Ninety One SA (Pty) Ltd (“Ninety One”), advising that Ninety One has acquired an interest in the ordinary share capital of Capitec, such that the total interest in the ordinary share capital of the Company held by Ninety One now amounts to 5.0957%. The requisite notice in terms of section 122(3)(a) of the Companies Act has been filed with the Takeover Regulation Panel. The board of the Company accepts responsibility for the information contained in this announcement and confirms that, to the best of its knowledge and belief, such information accurately reflects the information contained in the TRP 121.1 form received by the Company from Ninety One and that this announcement does not omit anything likely to affect the importance of the information contained in this announcement. 1 April 2025 Stellenbosch Sponsor PSG Capital