CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL29 ISIN Code: ZAG000158874 Stock Code: CBL30 ISIN Code: ZAG000180977 (“Capitec Bank” or “the bank”) PUBLICATION OF CAPITEC BANK INTERIM RESULTS FOR THE SIX MONTHS ENDED 31 AUGUST 2022 (“2023 HALF-YEAR RESULTS”) Noteholders are hereby advised that the 2023 half-year results for Capitec Bank, the wholly owned subsidiary of Capitec Bank Holdings Limited, are available on the bank’s website at https://www.capitecbank.co.za/globalassets/pages/investor- relations/bond-programme/bond-programme/2023-capitec-bank- unaudited-interim-financial-results.pdf or may be requested and obtained in person, at no charge, at the registered office of the bank during office hours. Stellenbosch 29 September 2022 Debt Sponsor PSG Capital