CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL29 ISIN Code: ZAG000158874 INTEREST RATE RESET ANNOUNCEMENT – CBL29 NOTES CBL29 8.017% p.a. (3 month ZAR-Jibar of 6.517% plus 1.50%) for the period 31 October 2022 to 29 January 2023, payable on 30 January 2023 (Following*) Next reset: 30 January 2023 JIBAR rate as at 31 October 2022: 3 Month 6.517% *When the interest payment date falls on a non-business day, the interest will be paid on the first business day following the weekend or public holiday. 31 October 2022 Stellenbosch Debt Sponsor PSG Capital