CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A PRESCRIBED OFFICER In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by a prescribed officer is disclosed: NAME OF PRESCRIBED OFFICER KR Kumbier COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited PRESCRIBED OFFICER NATURE OF TRANSACTION Exercise of options through net equity settlement (off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 7 November 2022 NUMBER OF OPTIONS EXERCISED 2 208 NUMBER OF ORDINARY SHARES 696 ACQUIRED AS A RESULT OF NET EQUITY SETTLEMENT OPTION STRIKE PRICE (RAND) R 1 374.59 STRIKE DATE OF OPTIONS 1 November 2022 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE Direct, beneficial PRESCRIBED OFFICER’S INTEREST IN THE TRANSACTION Clearance to deal in the securities by the prescribed officer was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 8 November 2022 Stellenbosch Sponsor PSG Capital