CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861
(“Capitec”)

DEALING IN SECURITIES BY AN ASSOCIATE OF A DIRECTOR AND A PRESCRIBED
OFFICER

In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings
Requirements, the following information, relating to the dealing in
securities by an associate of a director and a prescribed officer is
disclosed.

1. NAME OF DIRECTOR              M S du P le Roux

    NAME OF ASSOCIATE            Potdrie Proprietary Limited

    DIRECTOR’S RELATIONSHIP      Mr Le Roux is a director of the
    WITH ASSOCIATE               holding company of Potdrie
                                 Proprietary Limited and a trustee
                                 and beneficiary of the controlling
                                 shareholder of the holding company

    COMPANY OF WHICH HE IS A     Capitec Bank Holdings Limited
    DIRECTOR
    STATUS: EXECUTIVE/NON-       Non-Executive Director
    EXECUTIVE
    CLASS AND TYPE OF            Ordinary shares
    SECURITIES
    DATE OF TRANSACTIONS         18 May 2023         (1)
                                 19 May 2023         (2)

    PRICE PER SECURITY (RAND)    High: R1 394.00     (1)
                                 Low: R1 344.23
                                 VWAP: R1 369.7476

                                 High: R1 440.00     (2)
                                 Low: R1 439.76
                                 VWAP: R1 439.9519


    NUMBER OF SECURITIES         1 000               (1)
    TRANSACTED                   2 150               (2)

    TOTAL RAND VALUE OF          R1 369 747.59       (1)
    SECURITIES TRANSACTED        R3 095 896.58       (2)

    NATURE OF TRANSACTION        Purchase of shares by an associate
                                 of a director(on-market
                                 transaction)
    NATURE AND EXTENT OF THE
    DIRECTOR’S INTEREST IN THE   Indirect, beneficial
    TRANSACTION
2.   NAME OF PRESCRIBED OFFICER                  JE CARSTENS

     COMPANY OF WHICH HE IS A PRESCRIBED         Capitec Bank Holdings
     OFFICER                                     Limited

     NATURE OF TRANSACTION                       Disposal
                                                 (on-market transaction)

     TYPE AND CLASS OF SECURITIES                Ordinary shares

     DATE OF TRANSACTIONS                        18 May 2023

     PRICE PER SECURITY (RAND)                   High: R1 412.00
                                                 Low: R1 365.00
                                                 VWAP: R1 390.0747

     NUMBER OF SECURITIES TRANSACTED             1 000

     TOTAL RAND VALUE OF SECURITIES TRANSACTED   R1 390 074.70

     NATURE AND EXTENT OF INTEREST IN THE        Direct, beneficial
     TRANSACTION


Clearance to deal in the securities was obtained in accordance with
paragraph 3.66 of the JSE Limited Listings Requirements.

19 May 2023
Stellenbosch

Sponsor
PSG Capital