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General information

Country: ISRAEL

Sector: Software — Application

Sapiens International Corporation N.V. is a global provider of information technology (IT) solutions. The Company`s solutions modernize business processes and enable insurance organizations and other companies to adapt quickly to change. Sapiens modular solutions align IT with the business demands for speed, flexibility, and efficiency.
Website: sapiens.com



Growth: Good revenue growth rate 10.1%, there is slowdown compared to average historical growth rates 10.6%. The revenue growth dynamics is moderately stable Site traffic for the last 3 months showed a change of +34.4%

Profitability: LTM EBITDA margin is positive, +19.4%. On average the margin is improving unsteadily. Gross margin is high, +42.8%. In the last quarter the company beat the estimated EPS, 0.0%. The company was ahead of estimated EPS in 80% of quarters (showing a gain of +$0.01 per share on average)

Cash Flow Generation: Dividend yield for the last twelve months 1.8%. Free cash flow yield -0.3% (LTM)

Undervaluation: Fundamental value created in LTM (estimate)


Entry Point: Share price is 74.0% higher than minimum and 20.7% lower than maximum for the last 3 years

AI Insight: the companies with similar growth trajectories, EBITDA margin, industries and geography on average are valued 2.8x by EV / Sales multiple , the company can be 11.9% overvalued

Key Financials (Download financials)

Ticker: SPNS
Share price, USD:  (-0.4%)30.04
year average price 27.54  


year start price 20.68 2023-04-22

min close price 19.96 2023-05-02

max close price 32.61 2024-04-05

current price 30.04 2024-04-20
Common stocks: 55 733 000

Dividend Yield:  1.8%
FCF Yield LTM: -0.3%
EV / LTM EBITDA: 16.3x
EV / EBITDA annualized: 15.7x
Last revenue growth (y/y):  10.1%
Last growth of EBITDA (y/y):  18.2%
Historical revenue growth:  10.6%
Historical growth of EBITDA:  13.9%
EV / Sales: 3.2x
Margin (EBITDA LTM / Revenue): 19.4%
Fundamental value created in LTM:
Market Cap ($m): 1 674
Net Debt ($m): -40
EV (Enterprise Value): 1 634
Price to Book: 3.7x

Revenue and EBITDA

Quarterly values ($m)

Change (y/y)

Cash Flow

FCF ($m)

Net Debt / Cash and Equivalents ($m)

Share price and dividends (Download history)

Share price

Payment USD per share

Multiple and potential

EV / Sales

Potential dynamics

News


2024-02-20Zacks Investment Research

Sapiens (SPNS) Q4 Earnings and Revenues Surpass Estimates

2024-01-23PRNewsWire

SAPIENS TO ANNOUNCE FOURTH QUARTER and YEAR-END 2023 FINANCIAL RESULTS ON FEBRUARY 20, 2024

2024-01-11Zacks Investment Research

Sapiens (SPNS) Expanding Partner Base Strengthens Prospect

2023-12-07Zacks Investment Research

Sapiens International (SPNS) Aids Insurers With New Launches

2023-11-08Zacks Investment Research

Sapiens (SPNS) Meets Q3 Earnings Estimates

2023-09-08Zacks Investment Research

Sapiens (SPNS) Rides on Strong Clientele & Solid Partner Base

2023-08-02Seeking Alpha

Sapiens International Corporation N.V. (SPNS) Q2 2023 Earnings Call Transcript

2023-08-02Zacks Investment Research

Sapiens (SPNS) Q2 Earnings Meet Estimates

2023-07-07Seeking Alpha

Sapiens International Expects Higher Revenue Growth In 2023

2023-06-26Zacks Investment Research

Sapiens (SPNS) Rides on Strong DACH Presence & Partner Base
More information for subscribed users:
detailed calculation of
Fundamental value created in LTM

Financial reporting

Income Statement

Property 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3
date 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
symbol SPNS SPNS SPNS SPNS SPNS SPNS
reportedCurrency USD USD USD USD USD USD
cik 885 740 885 740 885 740 885 740 885 740 885 740
fillingDate 2024-03-26 2023-11-08 2023-06-30 2023-05-03 2022-12-31 2022-09-30
acceptedDate 2024-03-26 08:55:50 2023-11-08 06:01:30 2023-06-30 00:00:00 2023-05-03 06:30:43 2022-12-30 19:00:00 2022-09-29 20:00:00
calendarYear 2023.000 2023.000 2023.000 2023.000 2022.000 2022.000
period Q4 Q3 Q2 Q1 Q4 Q3
revenue 131M 131M 128M 125M 119M 119M
costOfRevenue 75M 75M 74M 72M 69M 69M
grossProfit 56M 56M 55M 53M 50M 50M
grossProfitRatio 0.428 0.428 0.426 0.425 0.421 0.422
researchAndDevelopmentExpenses 16M 16M 16M 16M 15M 15M
generalAndAdministrativeExpenses 0 0 0 0 0 0
sellingAndMarketingExpenses 0 0 0 0 0 0
sellingGeneralAndAdministrativeExpenses 20M 20M 19M 19M 19M 19M
otherExpenses 0 0 0 0 0 0
operatingExpenses 36M 36M 35M 34M 34M 34M
costAndExpenses 111M 110M 109M 106M 103M 102M
interestIncome 560 000 0 0 0 -82 000 82 000
interestExpense 0 551 000 562 000 1M -611 000 82 000
depreciationAndAmortization 6M 5M 5M 5M 6M 6M
ebitda 26M 25M 25M 24M 16M 22M
ebitdaratio 0.197 0.194 0.194 0.195 0.138 0.187
operatingIncome 20M 20M 20M 19M 11M 17M
operatingIncomeRatio 0.154 0.155 0.153 0.151 0.091 0.139
totalOtherIncomeExpensesNet 560 000 -551 000 -562 000 -1M 7M 82 000
incomeBeforeTax 21M 20M 19M 18M 18M 17M
incomeBeforeTaxRatio 0.158 0.151 0.149 0.142 0.147 0.140
incomeTaxExpense 4M 4M 4M 3M 4M 3M
netIncome 17M 16M 15M 14M 13M 13M
netIncomeRatio 0.130 0.121 0.120 0.114 0.112 0.113
eps 0.300 0.290 0.280 0.260 0.240 0.250
epsdiluted 0.300 0.280 0.280 0.260 0.240 0.240
weightedAverageShsOut 56M 55M 55M 55M 55M 55M
weightedAverageShsOutDil 56M 56M 56M 56M 56M 56M
link Link Link Link
finalLink Link Link Link

Balance Sheet Statement

Property 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3
date 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
symbol SPNS SPNS SPNS SPNS SPNS SPNS
reportedCurrency USD USD USD USD USD USD
cik 885 740 885 740 885 740 885 740 885 740 885 740
fillingDate 2024-03-26 2023-11-08 2023-06-30 2023-05-03 2022-12-31 2022-09-30
acceptedDate 2024-03-26 08:55:50 2023-11-08 06:01:30 2023-06-30 00:00:00 2023-05-03 06:30:43 2022-12-30 19:00:00 2022-09-29 20:00:00
calendarYear 2023.000 2023.000 2023.000 2023.000 2022.000 2022.000
period Q4 Q3 Q2 Q1 Q4 Q3
cashAndCashEquivalents 127M 97M 89M 117M 160M 147M
shortTermInvestments 75M 75M 90M 65M 20M 20M
cashAndShortTermInvestments 202M 172M 179M 182M 180M 167M
netReceivables 90M 118M 104M 106M 105M 102M
inventory 0 -19M 0 0 0 0
otherCurrentAssets 23M 19M 0 0 0 0
totalCurrentAssets 315M 290M 283M 288M 285M 269M
propertyPlantEquipmentNet 36M 35M 37M 39M 46M 47M
goodwill 256M 0 0 0 252M 0
intangibleAssets 61M 0 0 0 67M 0
goodwillAndIntangibleAssets 317M 305M 312M 317M 320M 315M
longTermInvestments 4M 0 0 0 0 0
taxAssets 11M 0 0 0 9M 0
otherNonCurrentAssets 6M 20M 21M 19M 7M 11M
totalNonCurrentAssets 375M 360M 370M 375M 381M 373M
otherAssets 0 0 0 0 0 0
totalAssets 690M 650M 653M 663M 667M 642M
accountPayables 6M 9M 8M 2M 9M 12M
shortTermDebt 26M 27M 27M 27M 29M 29M
taxPayables 0 0 0 0 0 0
deferredRevenue 39M 31M 36M 39M 31M 32M
otherCurrentLiabilities 78M 73M 69M 81M 77M 70M
totalCurrentLiabilities 149M 140M 141M 149M 146M 143M
longTermDebt 40M 61M 62M 64M 88M 89M
deferredRevenueNonCurrent 21M 7M 7M 0 0 0
deferredTaxLiabilitiesNonCurrent 11M 11M 12M 12M 11M 14M
otherNonCurrentLiabilities 19M 12M 13M 20M 19M 49M
totalNonCurrentLiabilities 91M 91M 94M 96M 118M 122M
otherLiabilities 0 0 0 0 0 0
capitalLeaseObligations 21M 28M 30M 32M 37M 38M
totalLiabilities 240M 230M 234M 245M 264M 265M
preferredStock 0 0 0 0 0 0
commonStock 762 000 0 0 0 756 000 0
retainedEarnings 120M 0 0 0 86M 0
accumulatedOtherComprehensiveIncomeLoss -17M 0 0 0 -21M 0
othertotalStockholdersEquity 344M 0 0 0 338M 375M
totalStockholdersEquity 447M 417M 416M 416M 403M 375M
totalEquity 450M 417M 416M 416M 403M 375M
totalLiabilitiesAndStockholdersEquity 690M 648M 651M 661M 669M 640M
minorityInterest 3M 82 000 0 0 2M 0
totalLiabilitiesAndTotalEquity 690M 648M 651M 661M 669M 640M
totalInvestments 79M 75M 90M 65M 20M 20M
totalDebt 87M 87M 89M 91M 117M 118M
netDebt -40M -10M -610 000 -26M -44M -29M
link Link Link Link
finalLink Link Link Link

Cash Flow Statement

Property 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3
date 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
symbol SPNS SPNS SPNS SPNS SPNS SPNS
reportedCurrency USD USD USD USD USD USD
cik 885 740 885 740 885 740 885 740 885 740 885 740
fillingDate 2024-03-26 2023-11-08 2023-06-30 2023-05-03 2022-12-31 2022-09-30
acceptedDate 2024-03-26 08:55:50 2023-11-08 06:01:30 2023-06-30 00:00:00 2023-05-03 06:30:43 2022-12-30 19:00:00 2022-09-29 20:00:00
calendarYear 2023.000 2023.000 2023.000 2023.000 2022.000 2022.000
period Q4 Q3 Q2 Q1 Q4 Q3
netIncome 17M 16M 15M 14M 13M 14M
depreciationAndAmortization 6M 5M 5M 5M 6M 6M
deferredIncomeTax -3M -3000.000 96 000 0 -10M 0
stockBasedCompensation 661 000 1M 1M 863 000 759 000 1M
changeInWorkingCapital 15M -18M -7M 2M -5M -16M
accountsReceivables 12M -11M 0 0 -22M 0
inventory 0 -1M 0 0 0 0
accountsPayables -3M 398 000 6M -7M -3M 492 000
otherWorkingCapital 5M -6M -13M 9M 20M -17M
otherNonCashItems 2M 15 000 18 000 4000.000 10M 10000.000
netCashProvidedByOperatingActivities 37M 4M 15M 22M 14M 4M
investmentsInPropertyPlantAndEquipment -2M -2M -2M -2M -2M -3M
acquisitionsNet -8M 9221.058 0 0 1000.000 0
purchasesOfInvestments 81 562 15M -25M -45M 0 0
salesMaturitiesOfInvestments 0 -9221.058 0 0 0 0
otherInvestingActivites 0 10000.000 11 000 19 000 182 000 15M
netCashUsedForInvestingActivites -10M 12M -27M -47M -2M 12M
debtRepayment -70 546 -305 969 0 -20M -20M 0
commonStockIssued 35 159 5M 0 0 0 0
commonStockRepurchased 1.508 -5M 0 0 0 0
dividendsPaid -100 295 -14M 0 0 -13M -13M
otherFinancingActivites 167.492 5M 0 -47 000 91M 0
netCashUsedProvidedByFinancingActivities 206 169 -10M -14M -20M 58M -13M
effectOfForexChangesOnCash 1M 960 000 -592 000 1M 617 000 2M
netChangeInCash 30M 8M -27M -44M 13M 6M
cashAtEndOfPeriod 127M 97M 89M 117M 160M 147M
cashAtBeginningOfPeriod 97M 89M 117M 160M 147M 141M
operatingCashFlow 37M 4M 15M 22M 14M 4M
capitalExpenditure -2M -2M -2M -2M -2M -3M
freeCashFlow 35M 2M 12M 20M 13M 2M
link Link Link Link
finalLink Link Link Link

Earning call transcript

2023 q4
2024-02-20 ET (fiscal 2023 q4)
2023 q3
2023-11-08 ET (fiscal 2023 q3)
2023 q2
2023-08-02 ET (fiscal 2023 q2)
2023 q1
2023-05-08 ET (fiscal 2023 q1)
2022 q4
2023-02-21 ET (fiscal 2022 q4)
2022 q3
2022-11-04 ET (fiscal 2022 q3)
2022 q2
2022-08-07 ET (fiscal 2022 q2)
2022 q1
2022-05-08 ET (fiscal 2022 q1)

Press-releases

Show financial reports only

2024-02-21 13:25 ET
UK Insurer BHSF Selects Sapiens SaaS Platform for Digital Transformation and Enhanced Customer Experiences
2024-02-20 11:30 ET
Sapiens Reports Fourth Quarter 2023 Financial Results
2024-02-08 13:20 ET
Cleos Goes Live with Sapiens SCIPSuite for Seamless Launch of New Products
2024-02-05 13:25 ET
Sapiens and Binah.ai Partner to Empower Global Life Insurers to Improve Risk Management with AI
2024-02-01 11:00 ET
Vietnam's Digital Insurer OPES Goes Live with Sapiens P&C Platform on Microsoft Azure
2024-01-23 13:20 ET
SAPIENS TO ANNOUNCE FOURTH QUARTER and YEAR-END 2023 FINANCIAL RESULTS ON FEBRUARY 20, 2024
2024-01-09 12:35 ET
Norwegian Insurer Gjensidige Pensjonsforsikring Goes Live with Sapiens CoreSuite for Life & Pensions
2023-12-12 11:30 ET
European Automotive Leader Goes Live with Sapiens IDITSuite for Auto Insurance
2023-12-07 13:25 ET
Sapiens to Participate in the 26th Annual Needham Growth Conference on January 17 & 18, 2024
2023-12-04 13:20 ET
Sapiens Releases Latest Version of IllustrationPro and ApplicationPro with Enhanced Digital Engagement
2023-11-28 13:30 ET
Sapiens Wins Two Celent XCelent Awards and Recognized as ''Luminary" for IllustrationPro for Life & Annuities
2023-11-09 14:16 ET
Saskatchewan Workers' Compensation Board Selects Sapiens to Transform its Core Workers' Compensation System
2023-11-08 10:48 ET
Sapiens Reports Third Quarter 2023 Financial Results
2023-10-30 12:20 ET
Sapiens Hosted Annual North America Customer Summit in Tucson, Arizona
2023-10-26 11:25 ET
SAPIENS TO ANNOUNCE THIRD QUARTER 2023 FINANCIAL RESULTS ON NOVEMBER 8, 2023
2023-10-25 11:21 ET
Sapiens Introduces Decision Model.AI, a Generative AI Solution to Enhance Automation Speeds, Integrating Microsoft Azure OpenAI Service
2023-09-19 11:16 ET
AAFMAA Selects Sapiens to Modernize Customer Acquisition Processes
2023-09-07 11:30 ET
Tier-One Bank in South Africa Extends Relationship with Sapiens CoreSuite for Life & Pensions for New Line of Business
2023-08-23 11:30 ET
Tier-One South African Bank Goes Live Extending its Sapiens Relationship into New Territory
2023-08-16 11:30 ET
Aktia Life Selects Sapiens to Transform its Core Life Insurance Systems
2023-08-07 11:30 ET
The South Carolina State Accident Fund Selects Sapiens to Automate and Modernize Its Workers Compensation and Digital Processes
2023-08-02 10:21 ET
Sapiens Reports Second Quarter 2023 Financial Results
2023-07-31 11:25 ET
Sapiens ReinsuranceMaster Platform Named as "Luminary" Solution in Celent Ceded Reinsurance Solutions Global Report
2023-07-24 11:30 ET
Sapiens CoreSuite for Life & Annuities Platform Named as a "Luminary" PAS Solution by Celent in North America
2023-07-20 11:22 ET
Sapiens CoreSuite for Life & Pensions Wins 2023 Celent XCelent Award
2023-07-17 10:55 ET
SAPIENS TO ANNOUNCE SECOND QUARTER 2023 FINANCIAL RESULTS ON AUGUST 2, 2023
2023-07-13 11:30 ET
LocalTapiola Life Expands Relationship with Sapiens to Transform its Core Life Insurance Systems
2023-07-11 16:33 ET
S&P Global Ratings Maalot Confirms Ratings of Sapiens and its Series B Debentures as "ilAA-" with a Stable Outlook/ "ilAA-"
2023-06-27 13:00 ET
Smarty Partners with Sapiens, Providing Insurers with Faster, More Accurate Access to Business-Critical Location Data
2023-06-23 11:00 ET
Sapiens Strengthens Presence in DACH for Further Growth & Expansion Across the Region
2023-06-06 11:23 ET
Penn National Insurance Partners with Sapiens to Optimize Reinsurance Processes
2023-05-31 11:25 ET
Absa Life Selects Sapiens to Implement and Modernize its Non-Underwritten Life Insurance Systems
2023-05-30 11:30 ET
Sapiens Hosted Annual International Client Conference in Barcelona including over 300 participants from 100 insurance companies & partners
2023-05-23 11:25 ET
Sapiens Joins Forces with Microsoft to Leverage Generative AI for Insurers
2023-05-22 11:20 ET
Vietnamese Digital Insurer OPES Chooses Sapiens to Modernize its Core P&C Insurance Systems
2023-05-18 11:30 ET
U.S. Fortune-500 Insurer Chooses Sapiens to Digitally Transform Their Annuity Business
2023-05-17 11:30 ET
Atain Selects Sapiens to Automate and Modernize P&C Core Processes
2023-05-16 11:30 ET
Sapiens to Participate in Upcoming Investor Conferences
2023-05-10 11:35 ET
New Sapiens Decision Parameter Management (PaM) Accelerates Time-to-Market with Near-Realtime Changes to Business Logic
2023-05-03 10:03 ET
Sapiens Reports First Quarter 2023 Financial Results
2023-04-20 11:25 ET
SAPIENS TO ANNOUNCE FIRST QUARTER 2023 FINANCIAL RESULTS ON MAY 3, 2023
2023-03-29 13:48 ET
SAPIENS DECLARES CASH DIVIDEND OF $13.8 MILLION OR $0.25 PER SHARE FOR THE SECOND HALF OF 2022
2023-03-29 13:36 ET
Sapiens Files Annual Report on Form 20-F for the Year Ended December 31, 2022
2023-03-20 13:12 ET
EquiTrust's New Product Launch Powered by Sapiens' Game-Changing Technology
2023-03-06 12:00 ET
Sapiens Wins 2023 Celent XCelent Award for Property & Casualty PAS in EMEA
2023-02-21 11:28 ET
Sapiens Reports Fourth Quarter 2022 Financial Results
2023-02-13 13:00 ET
South African Insurer Hollard Group Risk Implements Sapiens for Complete Core Transformation for Life & Pensions
2023-02-02 12:45 ET
MS Amlin Insurance Selects Sapiens for Transformation of its Commercial Lines Operations across Multiple Countries
2023-01-24 12:25 ET
SAPIENS TO ANNOUNCE FOURTH QUARTER AND YEAR-END 2022 FINANCIAL RESULTS ON FEBRUARY 21, 2023
2022-12-19 15:46 ET
Yaffa Cohen-Ifrah Joins Sapiens Leadership Team
2022-12-14 11:20 ET
Sapiens Establishes Presence in Finnish Market with LocalTapiola Life, Fourth Largest Life Insurance Company in Finland
2022-12-12 12:30 ET
Ohio Bureau of Workers' Compensation (BWC), one of the largest Workers' Compensation carriers in North America, goes live with Sapiens' latest release of CoreSuite for Workers' Compensation
2022-12-08 12:05 ET
Major International Insurtech Company bolttech Selects Sapiens for Complete P&C Core Transformation
2022-11-28 12:30 ET
Toyota Insurance Spain Selects Sapiens for Total Core Digital Transformation
2022-11-23 12:35 ET
HDI Global Specialty SE Selects Sapiens for Complete P&C Core Transformation
2022-11-09 14:00 ET
DigitalOwl and Sapiens Announce New Partnership, Empowering Underwriters with Completely Digital Medical Records
2022-11-03 11:51 ET
Sapiens Reports Third Quarter 2022 Financial Results
2022-10-26 11:00 ET
Gary Sherne Joins Sapiens North America Leadership Team
2022-10-25 11:32 ET
Landkreditt Forsikring, a Major Norwegian P&C Insurer, Selects Sapiens for Complete Core Transformation
2022-10-24 11:25 ET
Sapiens To Announce Third Quarter 2022 Financial Results on November 3rd, 2022
2022-10-11 10:24 ET
VEREINIGTE HAGEL, Germany's Leading Agricultural Insurer, Selects Sapiens for Complete P&C Core Transformation
2022-10-06 14:00 ET
Sapiens Partners with Hi Marley to Modernize the Claims Experience with AI-Enabled SMS Communication
2022-10-04 01:00 ET
RAC Deploys Earnix Suite to Unlock Efficiencies and Innovation
2022-09-22 11:30 ET
Major Financial Institution Selects Sapiens to Disrupt How Life Insurance is Sold in the Americas
2022-09-21 11:45 ET
Sapiens Further Grows Partner Network to Optimize Insurance Processes
2022-09-19 10:53 ET
New Sapiens Decision Automated Logic Extraction (ALE) Solution Reduces Legacy System Transformation Costs by 50%
2022-09-06 11:30 ET
AEGIS Selects Sapiens to Automate and Modernize its Reinsurance Processes
2022-08-16 10:18 ET
Sapiens Partners with Insurtech Marketplace Player Intellagents to Expand its P&C Ecosystem
2022-08-10 08:38 ET
Sapiens Extends Partner Network to Provide Customers with Insuretech Innovation
2022-08-08 10:27 ET
Old Mutual Insure, South Africa's Oldest Non-Life Insurer, Selects Sapiens for Complete Data and Analytics Solution
2022-08-03 11:52 ET
Sapiens Reports Second Quarter 2022 Financial Results
2022-07-28 12:30 ET
Georgia Farm Bureau Mutual Insurance Company Selects One Inc to Provide Modernized Approach to Claim Payments
2022-07-20 11:40 ET
Sapiens To Announce Second Quarter 2022 Financial Results on August 3rd, 2022
2022-06-28 09:33 ET
S&P Global Ratings Maalot Upgrades Sapiens Series B Debentures Rating from "ilA+" with a Stable Outlook, to "ilAA-" with a Stable Outlook (Local Scale)
2022-06-21 11:33 ET
EquiTrust Life Partners with Sapiens on their Next Generation Digital Agent Experience
2022-06-15 11:40 ET
Sapiens Recognized by Celent as Functionality Standouts for Property & Casualty and Workers' Compensation Claims
2022-05-24 11:55 ET
Wyoming Department of Workforce Services Upgrades its Sapiens Solution to Allow Faster Time-to-Market and Greater Efficiency
2022-05-18 11:20 ET
NYCM Insurance Goes Live with Sapiens Reinsurance Platform
2022-05-10 05:14 ET
Altshuler Shaham Implements Sapiens' Platform to Manage its Pension Processes
2022-05-09 11:30 ET
Encova Insurance Transforms its Workers' Compensation Offering with Sapiens Solutions

SEC forms

Show financial reports only

SEC form 6
2024-02-21 08:25 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-21 08:25 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-20 06:32 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-20 06:32 ET
Sapiens International reported for 2023 q4
SEC form 6
2024-02-08 08:20 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-08 08:20 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-05 08:25 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-05 08:25 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-01 06:01 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-02-01 06:01 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-01-23 08:22 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-01-23 08:22 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-01-09 07:35 ET
Sapiens International published news for 2023 q4
SEC form 6
2024-01-09 07:35 ET
Sapiens International published news for 2023 q4
SEC form 6
2023-11-09 09:20 ET
Sapiens International published news for 2023 q3
SEC form 6
2023-11-09 08:00 ET
Sapiens International published news for 2023 q3
SEC form 6
2023-11-08 06:01 ET
Sapiens International reported for 2023 q3
SEC form 6
2023-10-30 08:20 ET
Sapiens International published news for 2023 q3
SEC form 6
2023-10-26 07:25 ET
Sapiens International published news for 2023 q3
SEC form 6
2023-10-25 07:20 ET
Sapiens International published news for 2023 q3
SEC form 6
2023-09-19 07:17 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-09-07 07:30 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-08-02 06:30 ET
Sapiens International reported for 2023 q2
SEC form 6
2023-07-31 07:26 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-07-24 07:30 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-07-20 07:21 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-07-17 06:55 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-07-13 07:30 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-07-11 12:20 ET
Sapiens International published news for 2023 q2
SEC form 6
2023-06-06 07:15 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-31 07:25 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-30 07:30 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-23 07:25 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-22 07:20 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-18 07:30 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-17 07:30 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-16 07:30 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-05-10 07:35 ET
Sapiens International published news for 2023 q1
SEC form 6
2023-03-29 09:43 ET
Sapiens International published news for 2022 q4
SEC form 6
2023-03-29 09:40 ET
Sapiens International published news for 2022 q4
SEC form 6
2023-03-29 08:56 ET
Sapiens International published news for 2022 q4
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2023-03-20 09:00 ET
Sapiens International published news for 2022 q4
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2023-03-06 07:27 ET
Sapiens International published news for 2022 q4
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2023-02-21 06:30 ET
Sapiens International published news for 2022 q4
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2023-02-13 08:07 ET
Sapiens International published news for 2022 q4
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2023-02-02 07:45 ET
Sapiens International published news for 2022 q4
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2023-01-24 07:30 ET
Sapiens International published news for 2022 q4
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2022-12-22 10:26 ET
Sapiens International published news for 2022 q3
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2022-12-14 06:30 ET
Sapiens International published news for 2022 q3
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2022-12-12 07:30 ET
Sapiens International published news for 2022 q3
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2022-12-08 07:05 ET
Sapiens International published news for 2022 q3
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2022-11-28 07:32 ET
Sapiens International published news for 2022 q3
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2022-11-23 07:30 ET
Sapiens International published news for 2022 q3
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2022-11-09 06:01 ET
Sapiens International published news for 2022 q3
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Sapiens International published news for 2022 q3
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2022-10-25 07:15 ET
Sapiens International published news for 2022 q3
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Sapiens International published news for 2022 q3
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Sapiens International published news for 2022 q3
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2022-09-22 07:43 ET
Sapiens International published news for 2022 q2
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Sapiens International published news for 2022 q2
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2022-09-19 06:25 ET
Sapiens International published news for 2022 q2
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2022-09-06 07:30 ET
Sapiens International published news for 2022 q2
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2022-08-16 06:16 ET
Sapiens International published news for 2022 q2
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Sapiens International published news for 2022 q2
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Sapiens International published news for 2022 q2
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Sapiens International published news for 2022 q2
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2022-07-20 07:42 ET
Sapiens International published news for 2022 q2
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2022-06-28 06:02 ET
Sapiens International published news for 2022 q1
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2022-06-21 07:25 ET
Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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2022-05-24 07:55 ET
Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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2022-04-27 07:35 ET
Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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Sapiens International published news for 2022 q1
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2022-04-05 07:36 ET
Sapiens International published news for 2022 q1
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2022-03-31 09:21 ET
Sapiens International published news for 2021 q4
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2022-03-29 07:31 ET
Sapiens International published news for 2021 q4
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2022-03-09 08:16 ET
Sapiens International published news for 2021 q4
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2022-03-07 08:31 ET
Sapiens International published news for 2021 q4
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2022-02-23 06:16 ET
Sapiens International published news for 2021 q4
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2022-02-14 08:15 ET
Sapiens International published news for 2021 q4
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2022-02-08 07:20 ET
Sapiens International published news for 2021 q4
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2022-01-31 08:20 ET
Sapiens International published news for 2021 q4
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2022-01-12 08:10 ET
Sapiens International published news for 2021 q4
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2021-12-22 16:05 ET
Sapiens International published news for 2021 q3
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2021-12-02 07:45 ET
Sapiens International published news for 2021 q3
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2021-11-30 07:56 ET
Sapiens International published news for 2021 q3
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2021-11-09 09:17 ET
Sapiens International published news for 2021 q3
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Sapiens International published news for 2021 q3
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Sapiens International published news for 2021 q3
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Sapiens International published news for 2021 q3
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2021-10-28 08:00 ET
Sapiens International published news for 2021 q3
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2021-10-25 08:01 ET
Sapiens International published news for 2021 q3
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2021-10-21 06:02 ET
Sapiens International published news for 2021 q3
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2021-10-05 08:01 ET
Sapiens International published news for 2021 q3
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2021-10-04 08:05 ET
Sapiens International published news for 2021 q3
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2021-09-29 08:05 ET
Sapiens International published news for 2021 q2
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2021-09-22 08:15 ET
Sapiens International published news for 2021 q2
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2021-09-13 08:14 ET
Sapiens International published news for 2021 q2
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2021-09-09 08:10 ET
Sapiens International published news for 2021 q2
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2021-09-01 08:05 ET
Sapiens International published news for 2021 q2
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2021-08-26 08:18 ET
Sapiens International published news for 2021 q2
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2021-08-19 06:18 ET
Sapiens International published news for 2021 q2
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2021-08-12 09:53 ET
Sapiens International published news for 2021 q2
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2021-08-10 08:25 ET
Sapiens International published news for 2021 q2
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2021-08-04 06:08 ET
Sapiens International published news for 2021 q2
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2021-07-29 08:10 ET
Sapiens International published news for 2021 q2
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2021-07-22 08:20 ET
Sapiens International published news for 2021 q2
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2021-07-21 08:12 ET
Sapiens International published news for 2021 q2
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2021-07-14 08:10 ET
Sapiens International published news for 2021 q2
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2021-06-30 08:15 ET
Sapiens International published news for 2021 q1
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2021-06-23 08:01 ET
Sapiens International published news for 2021 q1
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2021-06-16 08:40 ET
Sapiens International published news for 2021 q1
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2021-06-09 08:25 ET
Sapiens International published news for 2021 q1
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2021-06-02 08:12 ET
Sapiens International published news for 2021 q1
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2021-05-26 08:21 ET
Sapiens International published news for 2021 q1
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2021-05-19 08:20 ET
Sapiens International published news for 2021 q1
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2021-05-12 08:30 ET
Sapiens International published news for 2021 q1
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2021-05-10 08:20 ET
Sapiens International published news for 2021 q1
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2021-05-05 08:45 ET
Sapiens International published news for 2021 q1
SEC form 6
2021-05-04 08:10 ET
Sapiens International published news for 2021 q1
SEC form 6
2021-04-28 08:45 ET
Sapiens International published news for 2021 q1
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2021-04-26 10:09 ET
Sapiens International published news for 2021 q1
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2021-04-22 08:25 ET
Sapiens International published news for 2021 q1
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2021-04-21 08:05 ET
Sapiens International published news for 2021 q1
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2021-04-19 08:25 ET
Sapiens International published news for 2021 q1
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2021-04-12 09:00 ET
Sapiens International published news for 2021 q1
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2021-04-07 08:15 ET
Sapiens International published news for 2021 q1
SEC form 6
2021-03-25 16:16 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-03-25 16:06 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-03-24 09:00 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-03-17 08:45 ET
Sapiens International published news for 2020 q4
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2021-03-10 08:11 ET
Sapiens International published news for 2020 q4
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2021-03-03 08:15 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-03-02 08:30 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-02-25 06:26 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-02-22 08:15 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-02-17 08:50 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-02-10 09:04 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-02-09 06:11 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-02-03 08:10 ET
Sapiens International published news for 2020 q4
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2021-01-27 08:10 ET
Sapiens International published news for 2020 q4
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2021-01-21 08:10 ET
Sapiens International published news for 2020 q4
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2021-01-13 08:16 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-01-11 08:17 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-01-06 08:16 ET
Sapiens International published news for 2020 q4
SEC form 6
2021-01-05 07:00 ET
Sapiens International published news for 2020 q4
SEC form 6
2020-12-16 08:57 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-12-14 08:10 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-12-09 08:11 ET
Sapiens International published news for 2020 q3
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2020-12-07 07:45 ET
Sapiens International published news for 2020 q3
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2020-12-03 08:10 ET
Sapiens International published news for 2020 q3
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2020-12-01 08:15 ET
Sapiens International published news for 2020 q3
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2020-11-25 10:08 ET
Sapiens International published news for 2020 q3
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2020-11-24 08:15 ET
Sapiens International published news for 2020 q3
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2020-11-18 08:15 ET
Sapiens International published news for 2020 q3
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2020-11-16 08:05 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-11-12 06:06 ET
Sapiens International published news for 2020 q3
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2020-11-09 11:06 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-11-05 07:26 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-11-03 08:15 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-29 09:20 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-26 09:17 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-22 07:43 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-21 08:16 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-19 16:26 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-19 08:20 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-13 16:45 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-13 16:16 ET
Sapiens International published news for 2020 q3
SEC form 6
2020-10-13 06:06 ET
Sapiens International published news for 2020 q3