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General information

Leading neo-bank (+broker) with great current and historical financials growth rates
  • Good financial results growth rate 20.3% (average between last period year over year growth for revenue and Net Income), there is slowdown compared to average historical growth rates (44.0%)
  • Dividend yield for the last twelve months 5.0%
  • Share price is 68.9% higher than minimum and 16.4% lower than maximum for the last 3 years
  • The company is undervalued by P/E LTM multiple compared to target level (6.2x vs
    )
  • Fundamental value created in LTM (estimate)

Key Financials (Download financials)

Ticker: T
Share price, RUB:  (-0.4%)3145
year average price 2892  


year start price 2574 2024-08-02

min close price 2182 2024-12-16

max close price 3639 2025-03-19

current price 3145 2025-08-01
Common stocks: 268 310 000

Dividend Yield:  5.0%
P / E LTM: 6.2x
P / E annualized: 6.3x
Last revenue growth (y/y):  27.2%
Last growth of Net Income (y/y):  13.4%
Historical revenue growth:  35.0%
Historical growth of Net Income:  53.1%
Target P/E (hist percentile):
Fundamental value created in LTM:
Fundamental value created in LTM:
[с учетом прогноза фин показателей]
 Mult Upside+25.8%
 FCF Creation0.0%
 Growth+35.2%
 Growth Corr-8.8%
 
 Sum+52.2%
P/E mutiple calculation
Market Cap (m RUB): 843 835
Net Profit (m RUB): 136 086
P / E LTM: 6.2x
Average daily trading volume for the week, RUB mln: 5472
P / E 6.3x
P / E ann-d6.3x
P / B 1.5x
Рассчитаны в тестовом режиме, annualized:
ROE (Return on equity) 23.6%
ROA (Return on assets) 2.8%

Revenue and Net Income

Quarterly values (m RUB)

Change (y/y)

Share price and dividends (Download history)

Share price

Payment RUB per share

Multiple and potential

EV / LTM Net Income and 50% percentile

Potential dynamics

Daily trade volumes

Millions of RUB

P/B and P/E multipliers

P / B

P / E

More information for subscribed users:
detailed calculation of
Potential and Created Value,
commodities affecting the company