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General information

Largest state bank with quite ok corporate governance and digital development strategy. Lately interest incomes stagnate or decrease, which is partially offset by commission and other non-banking incomes. Financials grow slowed down recently
  • Pretty weak financial results growth rate 5.4% (average between last period year over year growth for revenue and Net Income), there is slowdown compared to average historical growth rates (34.3%)
  • Dividend yield for the last twelve months 11.1%
  • Share price is 203.8% higher than minimum and 4.3% lower than maximum for the last 3 years
  • The company is overvalued by P/E LTM multiple compared to target level (4.4x vs
    )
  • Fundamental value created in LTM (estimate)

Key Financials (Download financials)

Ticker: SBER
Share price, RUB:  (-0.8%)314.13
year average price 285.48  


year start price 261.60 2024-08-22

min close price 223.16 2024-11-26

max close price 326.89 2025-07-17

current price 314.13 2025-08-21
Share price (preferred), RUB:  (-0.7%)312
Common stocks: 21 586 950 000
Dividend Yield:  11.1%
P / E LTM: 4.4x
P / E annualized: 4.2x
Last revenue growth (y/y):  9.8%
Last growth of Net Income (y/y):  1.0%
Historical revenue growth:  12.4%
Historical growth of Net Income:  56.2%
Target P/E (hist percentile):
Fundamental value created in LTM:
Fundamental value created in LTM:
 Mult Upside-3.8%
 FCF Creation0.0%
 Growth+5.4%
 Growth Corr-28.9%
 
 Sum-27.3%
P/E mutiple calculation
Market Cap (m RUB): 7 093 109
Net Profit (m RUB): 1 623 200
P / E LTM: 4.4x
Average daily trading volume for the week, RUB mln: 6433
P / E 4.4x
P / E ann-d4.2x
P / B 1.0x
Рассчитаны в тестовом режиме, annualized:
ROE (Return on equity) 24.5%
ROA (Return on assets) 2.8%

Revenue and Net Income

Quarterly values (m RUB)

Change (y/y)

Share price and dividends (Download history)

Share price

Payment RUB per share

Multiple and potential

EV / LTM Net Income and 50% percentile

Potential dynamics

Daily trade volumes

Millions of RUB

P/B and P/E multipliers

P / B

P / E

More information for subscribed users:
detailed calculation of
Potential and Created Value,
commodities affecting the company